If you want to get your money shipshape this year, cutting out simple mistakes will help. Here are six great tips to helping you balance the books in 2024.
Don't let it happen before shopping around for home, car, travel and other insurance. It can save you hundreds.
AUTO-RENEWING INSURANCE
Are we too loyal to banks? Shop around for cash rewards. For example, earn £175 by moving to First Direct or £5 a month from Halifax.
LOYALTY TO BANKS
Millions fail to claim benefits they are entitled to, from pension credit to council tax support. Use benefits calculator entitledto.co.uk, free of charge, to check.
MISSING OUT
The costs of signing up to apps, gyms and streaming sites can build up. Take time to cancel what you do not really use.
STAYING SUBSCRIBED
Plan your spending weekly and monthly and fritter less. Try budgeting apps such as Snoop or Emma.
FAILING TO BUDGET
Got debt? Pay as little interest as possible to clear it sooner. Balance-transfer credit cards to zero interest and do 'soft' credit searches with comparison sites.